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How to budget and save in Dubai (for bachelors)

How to budget and save in Dubai (for bachelors)

I’ve listed the cost of living in Dubai for a middle class Filipino expat. Here is a sample list of expenses on a monthly basis. You may want to draw your budget in an excel sheet to help you monitor the ins and outs of your salary.

Note: All figures in UAE Dirham (AED)

For a Single Professional…

CASE 1
Salary: 8,000.00
Car Loan (5 years, with down payment 10%): 1,065.00
Studio apartment: 2,700.00
Internet: 299.00
Mobile data plan with call and SMS: 200.00
Dubai Electricity and Water Authority (DEWA): 400.00
Petrol: 200.00
Food: 1,200.00
Church: 800.00
Savings: 1,136.00

CASE 2
Salary: 3,000.00
Transportation: 400.00
Bed space: 800.00
Internet + DEWA: 150.00
Mobile credit: 100.00
Food: 600.00
Church: 300.00
Savings: 650.00

CASE 3
Salary: 3,000.00-4,000.00
Transportation: 300.00
Bed space: 700.00
Internet + DEWA: 230.00
Mobile credit: 300.00
Food: 500.00
Church: 400.00
Savings: 500.00

Please note that this data has been collected from couple of Filipino expats I have spoken to. I believe that every expat or OFW should start saving as much as they can. Filipinos don’t need to break their banks while living their expat life in Dubai. I remember few of my friends have really saved and turned it into investments in the Philippines. They have started their own business or invest in properties.

Start saving!

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